Would you like free dental
insurance? Sounds like a great idea, doesn't it?
It is a little unbelievable
- no one gives anything away for free - unless they want
There has to be a hook. Right? You're right. There is.
First though, consider the
idea of insuring yourself against visits to the dentist, tooth decay,
gum disease, root canals, dental implants, wisdom tooth extraction or
even dentures. We're not referring to a dental plan by Delta
Dental or People's Dental. I'm talking about a dental PLAN.
YOUR dental plan.
Let me digress a bit here
and tell you that I found an interesting site while researching news
dental fraud. This didn’t quite relate to my search, but was very
nonetheless. Go ahead and check it out:
http://heavystep.com/dental_insurance.htm, then come back. The
fellow makes a good case for dental insurance and would like to see a
‘universal dental coverage’ in place for Americans, but explains that
universal coverage would put independent insurance companies out of
business. Makes sense to me. The thing is, the insurance
companies are pretty powerful and I doubt if they’d stand still for
it. Of course, Big Tobacco had a lot of money too and they were
brought down a
Anyway, this fellow goes
through a lot of surgery through the years and spends quite a bit of
his own and Medicaid’s
(our) money to keep his teeth. Unfortunately, he doesn’t keep his
He has periodontal disease like millions of other Americans (and
and Brits and Ukrainians and so on) and begins to lose them – starting
So the out-of-pocket money,
Medicaid and his own insurance (once he was able to afford it) paid for
this dental work and surgery. Still, he is losing his teeth.
Let’s get back to this
dental ‘plan’ I mentioned earlier. Which one is right for you?
Insurance ‘insures’ that
the doctor is going to get paid, in whole or in part, for working on
your teeth because you have a quiet disease you didn’t know you
had. They don’t cure this disease of course, they just
temporarily fix the symptoms of the disease so that you get to keep
them a little longer. The disease doesn’t go away, but your teeth
So compare the
companies. Which one is going to insure that you will keep your
teeth healthy for as long as you live? If you find the company,
please e-mail me because I’ll buy all the insurance I can.
According to Dr. Bob Nara
(and I agree) having dental insurance tends to put us in a sort of
false lull about
caring for our own teeth. Heck, if they go bad, the dentist will
them and you won’t have to pay for it!
Well, eventually you
will. Unfortunately people’s focus is on the money.
Dental insurance is kind of
expensive – not like a health insurance plan, necessarily – but it’s
of like the ‘necessary evil’ a lot of us pay for through deductions
our paychecks. You may say, “Hey! I’m being
– I have children after all!” Well, that is sort of like putting
in care of a nanny until they reach eighteen. Isn’t it your job
teach the kids proper care for their teeth? I know, I know… you
but they still get cavities… Well, don’t get on them about
It isn’t politically correct, you know – besides, if you are too hard
them, someone – even them - might turn you in to ‘child
We don’t want to go there, right?
Enough ranting. I’ve
tried to make this point: YOU are your own best dental
insurance. OK, so your dentist didn’t tell you about irrigating,
and that food trapped in your teeth becomes banquets for the microbes
thriving just below the gum line.
There should be enough material at the OraMedia site or in Dr. Nara’s
or a hundred other places on the internet these days to convince you
proper care of your teeth will not only save them – it could save your
insurance: Knowledge. Action. Results. Free.
As for the case for
insurance, I suppose something can be said for coverage for emergencies
and orthodontics. Accidents happen and people will always want to
be more beautiful, in fact, ‘teeth whitening’ is one of the most – if
not THE most – popular dental topic searched on the internet. Not
prevention. ‘Discount dental plans’ ranks right up there too, and
is a growing business.
Why should you worry about
all of this? Brush your teeth, floss, irrigate, brush or scrape
your tongue (yep – there is no sense doing half the job), do it right
and do it diligently and you’ll have the best coverage you can
buy. Save your OWN teeth and
insure yourself. That is the 'hook.'
See Also: ‘Make
Your Dentist a Stranger’ www.mizar5.com/stranger.htm
and ‘How to Become Dentally Self Sufficient’ by Dr. Robert Nara www.mizar5.com/mm.html .
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